It wasn’t just a pandemic blip—more Canadians are leaving the country for good. Statistics Canada (StatCan) data show emigration, when citizens or permanent residents move abroad, hit a new record in 2025. More than half of the emigration is driven by workers aged 25 to 49, while a rapidly growing share of seniors joining them […]
The Great Canadian migration to small towns wasn’t just a pandemic blip—it’s just getting started. Statistics Canada (StatCan) just released its 2025 urban (CMA) population estimates, and it reveals urbanization has stalled for the first time in decades. This isn’t just slower population growth—urban residents and new immigrants are increasingly avoiding Canada’s largest, most expensive […]
Canada’s immigration slump is deepening—but not evenly, according to Immigration, Refugees and Citizenship Canada (IRCC). Finalized applications for temporary residents had the weakest October since the pandemic. It’s been a persistent trend over the past year, as the country throttles certain segments. While this has impacted most of the traditional sources, the declines haven’t been […]
Research from the central bank for central banks shows government debt is pushing its limits. The Bank for International Settlements (BIS) latest quarterly review reveals sovereign debt is now so abundant that it’s eroding the discount they once enjoyed. The scale is so large it’s distorting credit markets and mispricing corporate risks while quietly inflating […]
Canadian GDP just hit reverse, a move that conflicts with the quarterly boom at first sight. Statistics Canada (StatCan) data shows GDP fell sharply in October—enough to erase months of gains. The reversal leaves the economy with the broadest erosion of industry since the pandemic, and it’s not just a blip. Canada’s economy is undergoing […]
Canada’s first population decline is being blamed on temporary residents leaving, but that overlooks a deeper structural issue: a record outflow of citizens too. Statistics Canada (StatCan) data shows emigration, the act of citizens or permanent residents relocating abroad, surged in Q3 2025. The unusual record outflow over the past year has only seen anything […]
Canada’s population is doing something rare—it’s shrinking, and that’s not necessarily bad. Statistics Canada’s (StatCan) quarterly population estimate fell sharply in Q3 2025, led by a drop in non-permanent residents. The quarterly contraction helped push Canada into uncharted territory, with annual growth now at a record low. Canadian Population Estimates Fell By More Than 76k […]
The Canadian real estate industry may focus on rate decisions, but the mortgage industry is watching bond markets. The Government of Canada’s (GoC) 5-year bond yield—a key benchmark for fixed-rate mortgages—has surged in recent weeks, pushing borrowing costs higher instead of providing relief. The move reflects rapid market repricing, driven by stronger economic data and […]
Canada’s national statistics agency quietly dropped a Christmas gift for analysts this morning. Statistics Canada (StatCan) data shows household debt-to-income (DTI) climbed sharply in Q3—but the real insight was a bonus DTI normalized for US comparison. The agency notes that American households saw their ratio peak in 2007, while Canadians kept piling on debt until […]
Canada’s central bank delivered a harsh reality check for real estate bulls hoping for cuts. The Bank of Canada (BoC) held its overnight rate at 2.25% this morning, citing recent revisions to economic data that show the economy is doing better than expected. However, they view the broader economy not as a typical business cycle […]
