Tag: Canadian Mortgage Arrears

Canada

Canadian Mortgage Delinquencies Soar—And It’s Worse Than It Looks

October 9, 2025

Canadian mortgage delinquencies are climbing at the fastest pace in a generation, and that’s only the visible part of the problem. Equifax data shows the rate continued its sharp ascent in Q2 2025, up from record lows barely two years ago. The trend offers only a glimpse of the broader credit stress now rapidly emerging […]

Canada

Canadian Mortgage Impairments Surge: Homeowner Or Investor Trouble?

May 9, 2025

Canada’s central bank is performing a dangerous balancing act. The Bank of Canada’s (BoC) latest Financial Stability Report (FSR) shows mortgage impairments surged in Q1 2025—enough to trigger internal alarms, but not enough to consider a problem. However, the question isn’t whether risks are growing (they are), but who’s in trouble: struggling families or overleveraged […]