Canadian real estate affordability is improving at a record pace—after collapsing at one too. National Bank Financial’s (NBF) Housing Affordability Index shows affordability across the country improved for an 8th consecutive quarter in Q4 2025. The bank’s data reveals meaningful progress, but the core problem remains: Home prices are still deeply unaffordable, even after the […]
It’s only the second week of 2026, but most Canadians have already written the year off. MNP’s latest Consumer Debt Index survey shows households expect rising inflation, deteriorating housing affordability, and worsening public finances. While some are tightening budgets and seeking advice, many—especially young adults—are checking out entirely. One thing most Canadians agree on? Life […]
Canadian households saw their wages grow faster than inflation, but those gains failed to keep up with essentials. That was the take from RBC in its 2026 outlook, noting the cost of food and housing continues to outpace incomes. The bank sees inflation pressures moderating further this year, but warns affordability pressures aren’t going away […]
The Canadian real estate affordability crisis has eased—but housing is still far from affordable. RBC data shows Q3 2025 marked the seventh consecutive quarter of housing affordability improvements. Despite the persistent trend, affordability remains just slightly better than the peak of the 1990s real estate bubble. RBC warns that with rate cuts unlikely in 2026, […]
The Canadian Parliament’s non-partisan, independent budget watchdog just gave a reality check for the latest housing plan. The Parliamentary Budget Officer’s (PBO) latest report warns despite ballooning deficits, Ottawa is slated to slash funding for housing by 56% in the coming years. They expressed direct concern for the CMHC, where planned cuts will impact its […]
Time for your cheat sheet on this week’s top stories. Canadian Real Estate Canadian Investor Mortgage Crackdown Set For 2026, Delayed 3 Years Canada’s financial watchdog is finally moving its banks up to global risk standards after three years of delays. OSFI has told lenders to prepare to adopt the Basel III minimum output floor […]
Canadian condo apartments are sliding after dodging much of the housing correction. Canadian Real Estate Association (CREA) data shows benchmark condo prices fell for a fourth straight month in July, marking the start of a second wave of losses. Canadian Condo Apartment Prices Fall To A 4-Year Low Canadian benchmark condo: The price of a […]
Canadian new home starts are slowing—but not as fast as population growth. In Q1 2025, builders broke ground on more than two homes for every person added. If the current trend persists, the average household size will hit a record low by next year. That’s a far cry from the alarm raised by Canada’s state-owned […]
Canadian politicians are promising to build millions of homes—an unrealistic plan not grounded in reality. The good news is the country doesn’t need millions of homes to correct the housing shortage, according to BMO Capital Markets. In a new report, the Big Six bank argues that decades of underbuilding is a myth, and the issue […]
Maybe next year? Canadian renters are hitting pause on their plans to buy a home in the next 12 months, according to a Bank of Canada (BoC) consumer survey in Q1 2025. Following a quarter of record buying intentions, the share looking to buy this year made the sharpest quarterly decline on record. The combination […]
